Who we finance | Specialist SME finance in Guildford

Flexible finance solutions for every sector

Getting dependable SME finance in Guildford shouldn’t mean weeks of back-and-forth with a bank that doesn’t know your business. At Source Asset Finance, we’re your independent broker, matching small and medium-sized businesses, private academies and local charities with the right lender for the job.

Whether you need equipment leasing in Guildford to protect your cash flow, or SME asset finance anywhere in the UK to fund new machinery, we’ve got access to over 100 specialist lenders, and most enquiries get a fast decision.

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Brett Rowe
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We've worked with Billy for years. Our first engagement was tricky, we were a young company trying our best to grow and Billy managed to find options for us to allow our network to update. As the years have passed we have gone back time and again for Billy to help us. First class business, with an owner who just gets it. His industry knowledge is very impressive. Highly recommend Source Asset finance.
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SkyShot Global
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Billy was great to deal with and managed to secure a very competitive finance deal for my company car. Communication was straightforward throughout, and he made the whole process quick and hassle-free. I'd happily recommend him to anyone looking for vehicle finance.
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dedar miah
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We have been using Source Asset Finance for years, both for business and personal financing, every time it’s been a fantastic experience, the professionalism and flexibility is second to none. Thank you Billy for being so accessible and accommodating, it’s much appreciated. Dedar Miah Business Owner
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Kieron Smith profile picture
Kieron Smith
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Excellent service from Source Asset Finance! The team were professional, responsive, and made the whole process straightforward from start to finish. They took the time to understand our needs and delivered a solution quickly and efficiently. Highly recommend to anyone looking for reliable and hassle-free asset finance.
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John McCartney profile picture
John McCartney
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I cannot recommend Source Asset Finance highly enough. From the very first conversation, their team demonstrated professionalism, expertise, and a genuine commitment to helping find the right financial solution. What impressed me most was their ability to understand our specific requirements and present clear, tailored options without any pressure or unnecessary complexity. The entire process was smooth, efficient, and transparent, with excellent communication at every stage. The team went above and beyond to secure a competitive funding package, keeping us informed throughout and ensuring everything was completed quickly and seamlessly. Their knowledge of the asset finance market is outstanding, and their customer service is second to none. If you’re looking for a finance partner that is trustworthy, responsive, and truly focused on delivering the best outcome for its clients, Source Asset Finance is an excellent choice. I would not hesitate to use their services again and would happily recommend them to colleagues, friends, and business associates. Thank you to everyone at Source Asset Finance for making what could have been a complicated process remarkably straightforward.
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Dirk Jacobs
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SAF is a leading broker with a integrity, a friendly approach and professional communication and we have used Billy Walker at SAF on multiple occasions. I am very happy to recommend SAF for Finance funding requirements.
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Chris profile picture
Chris
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We have recently had the pleasure of working with Billy and the team at Source Finance UK and have been extremely impressed with the service provided. From the outset, Billy took complete control of the process, removing what can often be a stressful and time-consuming exercise. His communication was excellent throughout, keeping us fully informed and ensuring everything progressed smoothly from start to finish. What stood out most was the speed and efficiency in which Billy was able to deliver a funding solution within an exceptionally short timeframe. His proactive approach, attention to detail and ability to navigate the process seamlessly gave us complete confidence that matters were in safe hands. At Cloud 9, we value partners who are solutions-focused, responsive and genuinely invested in achieving the best outcome for their clients, and Billy certainly demonstrated all of these qualities. We would have no hesitation in recommending Billy and Source Finance UK to any business or individual seeking a professional, reliable and efficient finance broker. Chris Peet Cloud 9 Group
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Mitchell Barney
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great service for all people i into into him thank you
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jason galvin profile picture
jason galvin
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I have worked with Source Asset Finance on a regular basis over the last 15 years to provide Hire Purchase and Leasing for a range of vehicles and equipment for our construction business, including cars, vans, and construction machinery. Their service has been consistently professional, reliable, and efficient throughout. Billy is knowledgeable and genuinely easy to work with. He takes the time to understand our requirements and always presents suitable finance solutions for our business needs. He uses a variety of lenders and finance products, and has always provided competitive terms that have beaten other brokers and finance companies. Being in Guildford, he’s just a short drive away and has always been happy to visit us face-to-face. What sets Source apart is their responsiveness and ability to deliver when needed. We have complete confidence in Billy’s advice and execution, and he has become a trusted finance partner for our business. I would highly recommend Billy and Source Asset Finance to any company looking for a dependable, professional, and well-connected asset finance provider.
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martin wicks
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I have used Source Asset finance a number of times, most recently for a large scale woodland development. The service, process and time line were all excellent and at better than competitor rates.
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Asset & equipment finance for UK businesses

Businesses

We arrange finance for businesses of every size and structure, from sole traders to blue chip companies.

We discuss what you need and give you a quotation. If you want to proceed, we may ask for some financial information to take it further.

Most decisions come back within 24 to 48 hours, and smaller asset finance requirements can often get an instant decision.

Types of finance we arrange:

  • Asset Finance
  • Leasing, Hire Purchase
  • Operating Lease
  • Commercial Loans
  • Business Loans
  • SME Loans
  • Invoice Finance
  • Invoice Discounting

Businesses we work with:

  • New start businesses
  • Sole traders & partnerships
  • Ltd companies, PLCs & LLPs
  • Blue chip companies
  • SMEs

Personal finance for cars, leisure & lifestyle

Individuals

We arrange personal finance for cars, marine and aviation purchases, and lodges on holiday parks, alongside residential mortgages and general-purpose personal loans.

We’ll give you a quote, and if you want to proceed, just complete our proposal form so we can apply to our panel of lenders on your behalf.

Your information is protected under the Data Protection Act and FCA regulation throughout.

What we finance:

  • Personal car finance
  • Holiday homes & static caravans
  • Boats & planes
  • Home improvements
  • Horse boxes
  • Personal loans for any purpose
  • Residential mortgages

Who this is for:

  • Anyone over 18 looking for personal or leisure finance.

Specialist finance for public sector organisations

Public Sector

We arrange finance for councils, the NHS, the armed forces, local education authorities and the emergency services.

Annual budgets can limit how much equipment or how many services a public sector organisation can pay for in one go.

Financing spreads that cost, so you can get the equipment you need now rather than waiting for next year’s budget.

Types of finance we arrange:

  • Asset Finance
  • Loans
  • Commercial mortgages
  • Invoice Finance

Public sector bodies we work with:

  • Councils
  • The NHS
  • Armed forces
  • Emergency services
  • Local education authorities

Equipment leasing for schools, colleges & academies

Education

We provide all forms of education leasing, and our operating leases are compliant with LEA requirements.

State-funded education establishments often have to stick to an annual budget, which limits how much equipment they can acquire in one go.

Used as part of a 3-year operating lease, that same budget can stretch to around three times the equipment. We can also fund privately owned schools and academies.

Types of finance we arrange:

  • Operating lease
  • IT & technology
  • Vehicles
  • Interactive whiteboards

Institutions we work with:

  • Schools
  • Colleges
  • Universities
  • Academies
  • Language schools

Finance solutions for charities, clubs & co-operatives

Organisations

We arrange finance for clubs, co-operatives, churches and charities.

Financing can be the difference between having the equipment you need to keep members, stay competitive, and attract new members, or going without.

For charities in particular, financing equipment rather than paying cash upfront can ease pressure on cash flow.

Types of finance we arrange:

  • Asset finance
  • Loans
  • Commercial mortgages
  • Invoice finance

Organisations we work with:

  • Charities
  • Clubs
  • Co-operatives
  • Churches
  • Sports teams

Let’s find the right option for you

Whether you know exactly what you need or want to talk through your options, we’re here to help, whenever you’re ready.

No obligation · No pressure · Same-day response

Finance is subject to status and underwriting criteria.